At WestVic Surgical, we aim to make your surgical journey as seamless and stress-free as possible, including offering flexible and transparent payment solutions.
Consultation and Procedure Fees
- Consultation Fees: Initial consultation fees range between $140 and $300, with a Medicare rebate of $84.15. Fees may vary for concession cardholders.
- Procedure Fees: Surgery fees will be outlined in a detailed quote provided upon procedure booking, covering surgeon and assistant surgeon fees. Please note that any gap payments must be settled prior to the procedure to avoid cancellation.
Payment Methods
We accept the following payment methods:
- EFTPOS
- Credit cards (Mastercard and Visa)
- Bank transfers
- Cash: Exact amount only; no change can be provided
Payment Plans
We understand that managing healthcare expenses can be challenging. To support our patients, we offer access to payment plans and financing options through:
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TLC (Total Lifestyle Credit):
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- About TLC: TLC offers medical loans to help cover the costs of your surgery and associated expenses.
- Features:
- Quick approvals
- Flexible repayment options
- Competitive interest rates
- How to Apply: Visit TLC to learn more and contact us or TLC to start your application.
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SuperCare – Early Release of Superannuation:
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- About SuperCare: SuperCare assists patients in applying for the Government’s EarlyRelease of Superannuation (ERS) program under compassionate grounds. This can help cover the costs of surgeries, associated treatments, and consultations.
- Eligibility Criteria:
- Conditions must address chronic pain, mental health issues, or life-threatening conditions.
- Lack of alternative means to cover medical costs.
- How to Apply: SuperCare will guide you through the application process. Learn more at SuperCare.
Insurance Coverage
- Australian Patients with Private Health Insurance:
For patients with Australian private health insurance, we can claim the procedure fees directly with your health fund. Any gap payment is the difference between the total fee charged and the amount covered by your health fund or Medicare—will need to be settled prior to surgery as outlined in your quote. - Department of Veterans’ Affairs (DVA):
We accept DVA cardholders for approved procedures. The following DVA cards are recognised:- Gold Card: Covers all clinically necessary treatments without the need for prior approval.
- White Card: Covers treatment for specific conditions or injuries related to your service but requires pre-approval for procedures.
Please ensure you provide your DVA card details and necessary approval documentation (if required) before your appointment. Any co-payments or uncovered fees will need to be paid prior to surgery.
- WorkCover Claims:
If your procedure is covered under WorkCover, you will need to provide:- A valid WorkCover claim number
- Approval documentation for the procedure from your WorkCover insurer
- Contact details for your WorkCover case manager including email.
All necessary approvals must be in place before your scheduled surgery. Any fees not covered by WorkCover will need to be paid by the patient prior to surgery.
- Patients Without a Medicare Card:
Patients who do not have a Medicare card are required to pay the full procedure fee upfront prior to surgery. After the procedure, we will provide a detailed invoice for you to submit to your insurance provider (if applicable) to claim reimbursement, subject to your level of cover.
Uninsured Patients
For patients without private health insurance:
- You are welcome to proceed with treatment as a self-funded patient.
- The full procedure fee must be paid upfront prior to surgery.
- After your initial consultation, you will receive a detailed quote outlining all costs, including surgeon and assistant surgeon fees.
We strive to provide affordable care and offer the following options to support uninsured patients:
- Payment Plans: Flexible financing options are available through TLC .
- Early Release of Superannuation: You may be eligible to access your superannuation to cover medical expenses under the Government’s Early Release of Super program.